Posted by Mary-Lou McDonough on 8/14/2017

After you have dotted your iís and crossed your tís to purchase a new home, you may have a million things running through your head. You probably want to buy new furniture and throw a house warming party, but thereís a few more pertinent things that you need to address just as you turn the key to enter your new home. The first thing that you should do when you move into a new house is create a checklist using the information in this blog post. 


Inspect Your Stuff


Moving can cause some damage to your furniture and boxed up things. Youíll want to take a look at everything thatís been moved into the house and make sure that itís completely in tact. If anything is damaged, youíll need to file a complaint with your moving company or replace any items that were broken by the move if you were responsible.


Turn On Your Utilities


Thereís a process in getting your utilities up and running. Youíll need to either have them turned on completely or just transfer their operations from the old owners to your name. 


Unpack


Itís important to unpack all of the essential things that youíll need at your new home. These items include sheets, pillows, blankets, kitchen items and coffee makers.


Organize


Moving into a home is a clean slate for you and your organizational skills. This is the time for you to get organized and put everything in a proper place. No one wants to move into a new home and immediately have a giant mess to clean up! Take your time and put everything in the right place. If you need to purchase shelving or other organizational tools, do so at this time to help you get off on the right foot.  


Inspect The House


Itís important to check out your house from top to bottom one more time shortly after moving in. If there are any problems that werenít there during the home inspection or any major issues that weren't revealed, youíll need to address them at this time.


Check For Pests


If there are any pests like mice or bugs in your home as you first move in, youíll need to take care of this ASAP. You donít want to have an infestation on your hands just as you move into your new home. You can either take on the problem yourself or call an exterminator for professional help.  


Secure The Home


From door locks to window safety, youíll want to check all around to ensure that your new home is safe and secure for you and your family. Thereís nothing more important the the health and safety of those you love, so you want to be sure that they are indeed protected from accidents and crime.           


Enjoy Your New Life!


Moving into a new home is very exciting. Youíll want to take the time to enjoy your new neighborhood and new surroundings. This also means taking care of your own well-being and your financial well-being as well. Make a budget so that all of your monthly payments are made promptly. Now that you have ďtaken care of business,Ē you can enjoy life!     





Posted by Mary-Lou McDonough on 8/7/2017

Moving into a new home can be an overwhelming time. Youíll be trying to match what you already have with new pieces, meticulously decorating the blank canvas that is your new space. Every task that you complete, you do to make your home your own. 


One part of decorating your home that youíll definitely want to take your time with is that of choosing artwork for the walls. You donít just want to take any piece of art to fill up the blank spaces. Choosing artwork should take some thought and time. Below, youíll find tips on picking the right artwork for all the rooms of your home. 


Use What Inspires You


The artwork in your home should remind you of what you love and jog your creativity and motivation. A picture or piece of art can bring you peace and joy just by viewing it. Thatís why you wouldnít want to put just anything on your walls. Youíll be looking at whatever kinds of pictures and statues that you put up each day, so make sure that itís not something that bores you!


Art Is More Than A Museum


When the word ďartĒ is mentioned, itís more than being about paintings or classic versus contemporary. Art can be a photograph that you have taken or a small figurine that you bought while on vacation. These are the things that bring you joy after all! The bottom line is that artwork in your home doesnít need to be fancy, it just has to represent you.


Take The Time To Shop


You may be tired of shopping after looking for the perfect sofa or bedroom set for your new home, but the shopping should continue. Itís best to take your time and not make impulse buys when it comes to buying artwork. Consider where a picture will go before you purchase it to place in your home.    


Know The Focal Points In Your Home


Itís much easier to choose artwork if you know where the focal points are in each room of the house. A room with a fireplace, for example, should have the fireplace as the center of attention. Any art that is placed in the room is complementary to that main piece.     


Go With Your Theme


If you have a theme going throughout your home, youíll want to find art to match. A western sunset might not match too well with your mid-century modern styled dining room.


The key to finding artwork and decor for your home is to know what you like. Knowing the scheme and makeup in each room is a great start to decorating right.   

  




Tags: decorating  
Categories: Uncategorized  


Posted by Mary-Lou McDonough on 7/31/2017

You'd have to take out a four year student loan to get a hint of how much is involved in buying a house. And this only applies to the financial side of home ownership. In fact, depending on the college, buying a house could be like taking out a student loan every year.

Money isn't the only reason why you don't want to buy a house

But, that doesn't mean that you won't think twice before you postpone buying a house. It is hard to turn away from a house that you really want, a house that you feel is meant for you to live in. Yet, buy a house at the wrong time and live years in regret.

Already being in the hole for steep student loans is just one reason why you don't want to buy a house right now. Some of the other reasons why it could hurt to buy a house now have absolutely nothing to do with money. For instance, you could regret buying a house right now if you:

  • Are seriously thinking about making a life change that will require you to relocate or downsize within three or less years. Plans to start a business, return to college and get a graduate degree or move to another part of the country could all lead to significant life changes that call for you to alter your living arrangements.
  • Recently started to deal with a significant physical or mental health issue. The last thing that you need right now is to take on the weight of owning a house. This doesn't mean that you can't buy a house and make it work. It means that you could add pressure to your life if you buy a house now.
  • Own another house in an area where housing prices are dropping. If you wait until house prices stabilize or increase where you currently live, you could sell your house for a profit or break even when you sell your current house.
  • Don't have a lot of home repair and home maintenance knowledge and experience. Buy an older house and you could save on the overall price of the home only to get stuck with steep repair bills months or a few years down the road.
  • Are working to repair your credit. The better your finances are, the more likely you are to secure a quality mortgage from a reliable lender.
  • Have just gone through a divorce and were left with child support payments or other financial payments that have left you with next to no disposable income.

You could go ahead and buy a house even if you know that you're not ready. But, you'll end up paying more than a monthly mortgage. As you struggle to stay current in your mortgage payments, you might end up losing sleep. The appreciation that you once had for the your house might vanish, going the way of savings and peace of mind.




Tags: buy a house   house  
Categories: Uncategorized  


Posted by Mary-Lou McDonough on 7/24/2017

Do you have countless pairs of pants, shirts and shoes? Do you ever wonder where you put that favorite top? Or why all of your pants fit in a certain space last month but they donít now? Closet struggles are common but there are ways to fix those problems. Here are a few favorite tips for making the most of your closet: Donate, Sell or Toss: First and foremost, go through everything in your closet. A good rule to live by is to get rid of anything you havenít worn in the last year (unless itís a specialty item such as a dress for a wedding). We tend to hold onto things that we hope one day will fit again or will come back into style but those are not wise ways to think when you are trying to optimize space in your closet. From there it is up to you what to donate, sell or toss. Organize: Next is to organize. Make piles of whatís left based on clothing type and then organize by color. This will make your life so much easier when it comes to looking for clothes. Youíll know exactly where each type of clothing is if you put them all together and if you categorize by color youíll always be able to find what youíre looking for. Systems & Layout: If your current layout isnít working for you then maybe itís time to reassess and purchase a new closet system. Simple systems can be found at many retailers such as Wal-Mart and Home Depot. If you are looking for more intricate pieces and systems that arenít too costly then your best bet is IKEA. Consider adding a wardrobe or additional closet to your space if everything wonít fit in your current closet. IKEAís closets and closet systems are fairly customizable so you can choose for what works for you. Best practices: For drawers, fold clothing and stack vertically so that they are stacked from the front of your drawer to the back. This will allow you to see each piece of clothing in your drawers so youíll never need to dig through to find what youíre looking for. Clear storage boxes are perfect for shoes, belts and accessories. Youíll be able to see inside and wonít lose track of your stuff. Itís important to take into account the size of your closet, if you have additional space to add in other furniture for storage, and the type of system/storage that will work best for you and your wardrobe. If you have a lot of items that need to be hung or you just prefer to hang your clothes then you will want to go with a system that has more hanging space than drawer space and vice versa if you like to fold your clothes and store in drawers. Be mindful of your space and your stuff and youíre on you way to an organized closet.





Posted by Mary-Lou McDonough on 7/17/2017

Although it's not uncommon to see mobile home parks in rural America, rural areas aren't the only places where manufacturers build and sell mobile homes. Suburbs like Bensalem, Pennsylvania and Albany, Georgia have mobile home parks. These are quiet communities that are near stores, businesses and major roadways.

Some mobile home parks are located within walking distance of golf courses and lakes. Utilities include water, electricity and cable television. Long term mortgages can make buying a mobile home more affordable. Going with a newer mobile home,especially a home that uses solar panels, is another way to cut the cost of owning a mobile home. Pay attention to amenities and you could snag a mobile home for less than $50,000.

Mobile home amenities that intrigue and inspire

Give yourself time to check out the range of mobile home amenities. It could take several days or weeks to view all of the amenities. To begin, there are:

Back yard patios - Yes. Mobile homes are built with patios, spaces large enough to host graduation parties, barbecues and small weddings.

Porches - Front and back porch options are available with mobile homes. Surprisingly,there are mobile homes that are built with wraparound porches. Regardless of the size or type of porch you get, you could forego steps. You could also have two cement steps lead onto the porch. Another option is a tall exterior staircase.

Kitchen islands - Kitchen islands are just the beginning. Tall, dark brown kitchen cabinetry with built in space for conventional ovens or microwave ovens are additional mobile home amenities. Breakfast nooks large enough to fit two to three bar stools could add more seating.

Sinks - Choose between single and double sinks. Add in matching stainless steel appliances like a tall, stately refrigerator and a floor level, conventional oven.

Bathrooms - Let your realtor know if you want a glass shower stall or a bathroom with a large, garden tub. A large mobile home can easily fit a spacious bathroom that has a shower and a wide bath tub. In these spacious bathrooms cabinets are long enough to fit four large, wall mirrors. Cabinets that are open at the bottom,can be used to store towels, wash rags and blankets. This could keep you from having to add in a closet bathroom. Go with an en suite for extra privacy.

Lighting - Decide whether you want round or square ceiling lights, chandeliers and lights attached to ceiling fans. For example, you could build a chandelier over your kitchen or dining room tables and install ceiling fan lights in bedrooms.

Most amenities that you can get with a traditional house are available in mobile homes. You can get a glimpse at the amenities by taking a virtual tour of mobile homes that a manufacturer, mobile home management company or your realtor offers you.

Today's mobile homes are modern in look and feel. Amenities found in the homes is as stylish and trendy as amenities found in traditional homes. Similar to traditional houses, the more upscale and stylish amenities in mobile homes are,the bigger the ticket price on the houses generally is. To steer clear of rising debt, consider adding or upgrading mobile home amenities one room at a time.




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