Posted by Mary-Lou McDonough on 3/4/2019

Outside exercise like running a certain distance can be a great way to workout, be physically fit, and even reduce weight. You don't need any gear or pay an excessive fee just to be a member of a gym.

Running is the perfect outdoor exercise. Running not only makes you physically fit but also gives you a chance to have an expanded view of your new city. Running new routes allows you to be more familiar with your new town.The only tricky problem attached to running in a new town is finding safe, secure, less crowded, and enjoyable running paths.

Below are tips that will help you in mapping out a safe 5k run in a new town:

  1. Have a chat with a local: Make friends with the people who have been living in that town for a while. Ask them about the safe routes in the city suitable for a 5k run. The locals already know their town inside out. Make sure you ask them if there's a popular running path that is totally safe and not too crowded.
  2. Use a mobile app: With the technology advancements, you gain access to almost any information needed. There are lots of mobile applications to help you map safe 5k routes. For example, check out All trails, Realbuzz, Strava's global heat map, iSmoothRun, Endomondo, MapMyRun, Runkeeper, Runstatic, or Couch to 5K.
  3. Check online for recommendations: You can research online for a specific trail you want to map out for a safe 5k run. People's reviews and testimonies go a long way in helping you. Try using Yelp to searching for “running trails.” Local runners use the site to post their recommendations.
  4. Find a running friend or a running group: You can run with a friend or a group to be able to check the environment personally to know if it is indeed safe or less crowded. Local athletic shoe stores often know of running trails and groups to join. Check at work, the local library, or Meetup to see if they keep a list.
  5. Do adequate research on the route: If the path you’ve chosen leads through public parks, neighborhoods, or trails, take time to locate any posted rules. Certain courses may have hour restrictions, and some locales may have regulations about running on school property during school hours. Introduce yourself to the school office or stop by the city’s parks and recreation department. You’ll meet new friends while finding the information you need.




Tags: how to   new city   fitness  
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Posted by Mary-Lou McDonough on 7/19/2013

Who wouldn't like to pay off the mortgage early? Getting rid of mortgage debt will allow you the security and the psychological benefit of owning your home free and clear. There are lots of ways to accomplish these goals. Here are some suggestions on ways to get rid of your mortgage debt. Compare the options and do what works best for you. 1. Add more money to your monthly payment. This will help pay down the principal balance shortening the length of your loan. When you pay more on your principal is gets lower, and the lower your principal gets, the more every payment from then on is applied to principal, as less goes to cover interest expense. 2. Refinance. Refinance your mortgage to 10, 15 or 20 years. Your payments will be higher on a 15-year loan, but often the rate is lower and the loan is paid off much quicker. If you are afraid to take out a 15- year loan take out a 30-year loan, but make payments as if you had a 15-year loan. 3. Make biweekly payments. Most banks have a biweekly payment plan. Since there are 52 weeks in the year if you pay half your regular mortgage payment every other week, you'll have made 26 half-payments, or 13 payments. There are options when it comes to owning your home free and clear. Just decide which one works for you and be on your way to being mortgage free.