Posted by Mary-Lou McDonough on 6/26/2019

This Single-Family in Concord, MA recently sold for $1,475,000. This Cape style home was sold by Mary-Lou McDonough - Barrett Sotheby's International Realty.


193 Partridge Lane, Concord, MA 01742

Single-Family

$1,379,000
Price
$1,475,000
Sale Price

12
Rooms
4
Beds
3/1
Full/Half Baths
Enjoy a sidewalk stroll to Concord Center from this Contemporary Cape offering over 5000 square feet of living area providing space for everyone. A grand formal living room with 20' cathedral ceiling, fireplace, and walls of windows, and a banquet sized dining room are the perfect spot for hosting dinner parties and family gatherings. An open concept kitchen with white cabinetry, high-end stainless steel appliances, an inviting dining area with built-in bench seating and stained glass. Relax in the stone fireplaced family room while enjoying serene views of the rear yard complete with waterfall, patios, fireplace and even a pizza oven! A first floor mater suite features a spa-like bath with Jacuzzi tub. Upstairs three generous bedrooms, two full baths and a laundry room completes the second level. The lower level consists of a game room, study area, an exercise room, and extensive storage space. New roof, septic system, and HVAC are just a few of the many recent improvements.

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Categories: Sold Homes  


Posted by Mary-Lou McDonough on 6/24/2019

It is a fact that people who plan carefully to own a home will run into fewer financial issues later. So, if you want to buy a property now or sometime in the future, your first step should be to check your credit. It is a good idea to review your credit reports and scores from time to time, even if you are not buying the house or applying for a mortgage immediately. 

Your Credit Scores

Nowadays, most lenders use a FICO score when determining whether to offer you a loan or not, as well as in setting the rate and terms. Different lenders may use different credit scoring formulas, so your score can vary based on what type of scoring model the mortgage lender uses whether Experian, Equifax, or TransUnion FICO score. 

The scoring system is dynamic so that your score changes as the information in your credit report changes.

Ways of Getting Your Credit Score

There are many ways of accessing a credit score, and some of them are free. However, most organizations that provide free credit scores do so using different scoring methods than what the lenders' actually use. 

The four ways to obtain a score: 

1. Evaluate your credit card or another account statement - Most big credit card companies and some financial institutions, as well as credit unions, have started the service of providing credit scores to all their customers every month for free. The score is often written on your monthly statement or can be found by logging in to your online account. 

2. Consult with a non-profit adviser - Non-profit credit advisers and HUD-approved housing counselors can provide you with a free credit report in most cases and score and even assist you in reviewing them. A counselor may help you to buy a home, but we recommend you reach out to your reliable real estate agent who is more experienced and understands the job well than a mere counselor.

3. Buy a score - Credit reporting companies will sell your scores to you directly. You can also buy a FICO credit score at myfico.com. These credit scores are often different from your free ones and can be more accurate to what your lender sees. Don't get sucked into paying for extra features with your credit report such as identity theft monitoring, credit protection, or other services offered at the time of purchase.

4. Credit score services - Several websites offer a free credit score service. Some of these websites may be funded through advertising while others may require that you register for a credit monitoring service where you pay a monthly subscription fee to get your free score. 

Be aware that some of these services are usually advertised as free trial offers, and will start charging you a monthly fee if you don't cancel within the first week or month. Before you register for a service, ensure you know how much it really costs and how long the free period lasts. 

Your Credit Score Matters

Everybody is entitled to shop around for the best mortgage for their financial situation no matter their credit score. So, checking your credit history, fixing any mistakes, and knowing your credit scores will make you most suitable for getting a mortgage to buy a property for yourself.




Categories: Uncategorized  


Posted by Mary-Lou McDonough on 6/19/2019


111 Adams Street, Lexington, MA 02420

Single-Family

$1,600,000
Price

11
Rooms
5
Beds
4
Baths
It's time to make your memories in this warm and inviting home. An addition and a series of renovations have been thoughtfully completed by the current owners and include a sophisticated, timeless master suite with gas fireplace, spa bath with radiant heat, oversized tile shower with two rainheads, double soapstone vanity, and high-end soaking tub. Nicely proportioned formal living spaces are refined yet comfortable; the dining room with tray ceiling & uniquely designed handcrafted cabinet, and gas fireplaced living room. An open concept granite and stainless steel applianced kitchen and casual dining area with a custom bench provides generous seating and garden views. The second level offers 4 bedrooms and includes a second master and a family bath. The expansive, lush, acre+ level lot has mature trees, shrubs, flowering gardens, fire pit and patio surrounding a gunite pool with updated heater, filter, deck & more. A rare opportunity to live close to everything Lexington has to offer.
Open House
Saturday
June 22 at 11:30 AM to 1:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 111 Adams Street, Lexington, MA 02420    Get Directions

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Categories: Open House  


Posted by Mary-Lou McDonough on 6/19/2019


6 Flintlock Road, Lexington, MA 02420

Single-Family

$2,100,000
Price

12
Rooms
6
Beds
6
Baths
A perfect blend of timeless elegance and inviting casual spaces throughout this three-year young Colonial located in a highly desirable Lexington neighborhood. An open-concept kitchen, dining area, and comfortable fireplaced family room are overflowing with natural light. The versatile floor plan allows for a first floor bedroom or study with an adjoining full bath. The second floor offers five bedrooms and four full baths including a beautiful master suite with a spa-like bathroom offering a soaking tub and tiled, rain head shower. A finished third floor provides even more space with an additional bedroom, full bath, and game room. Beautiful architectural details throughout include crown molding, coffered ceilings, wainscoting, and an arched entryway. Relax on the patio in the backyard and enjoy expansive nature views of abutting Kinneen's Park. This property is a spectacular place to call home.
Open House
Saturday
June 22 at 1:30 PM to 3:00 PM
Cannot make the Open Houses?
Location: 6 Flintlock Road, Lexington, MA 02420    Get Directions

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Categories: Open House  


Posted by Mary-Lou McDonough on 6/19/2019


111 Adams Street, Lexington, MA 02420

Single-Family

$1,600,000
Price

11
Rooms
5
Beds
4
Baths
It's time to make your memories in this warm and inviting home. An addition and a series of renovations have been thoughtfully completed by the current owners and include a sophisticated, timeless master suite with gas fireplace, spa bath with radiant heat, oversized tile shower with two rainheads, double soapstone vanity, and high-end soaking tub. Nicely proportioned formal living spaces are refined yet comfortable; the dining room with tray ceiling & uniquely designed handcrafted cabinet, and gas fireplaced living room. An open concept granite and stainless steel applianced kitchen and casual dining area with a custom bench provides generous seating and garden views. The second level offers 4 bedrooms and includes a second master and a family bath. The expansive, lush, acre+ level lot has mature trees, shrubs, flowering gardens, fire pit and patio surrounding a gunite pool with updated heater, filter, deck & more. A rare opportunity to live close to everything Lexington has to offer.
Open House
Saturday
June 22 at 11:30 AM to 1:00 PM
Cannot make the Open Houses?
Location: 111 Adams Street, Lexington, MA 02420    Get Directions

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Categories: Open House